What is a physician mortgage loan?

A physician mortgage loan is a home loan designed for doctors and medical professionals that may allow little or no down payment and no private mortgage insurance.

Can residents and fellows qualify for physician mortgage programs?

Many lenders offer physician mortgage programs for residents and fellows using an employment contract as proof of income.

Which medical professionals qualify for physician mortgage programs?

Programs may be available for MDs, DOs, dentists, podiatrists, veterinarians, CRNAs, residents, fellows, and interns depending on the lender.

Zero Down. Zero PMI.

- Home Loans for Doctors

(MD, DO, DPM, DDS, DMD, CRNA, DMV

100% Financing | No PMI | Tailored for Physicians

Maximum Buying Power - Student Loans Excluded for Residents, Fellows, & Interns
Competitive Interest Rates
100% Financing up to $1,250,000
95% Financing up to $1,500,000
89.99% Financing up to $2,000,000
No Private Mortgage Insurance (PMI)

Same-Day FREE Pre-approval Letters
Primary and Second Homes
No Private Mortgage Insurance (PMI)
Purchase, Refinance, & Construction Loans
Non-Permanent Resident Aliens Eligible with Acceptable VISA
Purchase, Refinance, & Construction Loans

Call Now: (877) 715-3777

Physicians, what if you could secure a mortgage with no money down and no mortgage insurance? Doctor Mortgages are designed specifically for Physicians like you, offering unique benefits such as excluding student loan debt and helping physicians in training. Take our short quiz to find pricing and financing options in your area with our preferred Physician Mortgage Specialists.

Do You Qualify for a Physician Mortgage?

Client Reviews:

Dr. Irby: I had the pleasure of working with John Hester...

CRNA Pendergast: John was amazing! Always answered my questions...

R. Beck: It was wonderful! Thank you for making this experience...

J. Juarez: Very friendly and helpful...

Dr. Federov: Excellent! Very satisfied.

M. Pickett: Excellent service! Very satisfied.

At BestDoctorLoans.com, we proudly feature top-tier financing solutions tailored exclusively for medical professionals. Let us help you find a Specialist in your state.

After reviewing numerous lenders, we've identified some of the best programs on the market—offering highly competitive rates and exclusive financing for MDs, DOs, DPMs, DDSs, DMDs, DVMs, and CRNAs.

Doctor loan programs offer physicians benefits such as 100% financing, no mortgage insurance, lower interest rates, and flexible debt-to-income ratios up to 50%.

Take advantage of expert guidance and personalized loan options. Start your journey to homeownership. Complete the form below to receive financing options for bank programs in your area.

Residents/Fellows/Interns Eligible

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No Private Mortgage Insurance (PMI)

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Jumbo Doctor Loans to $2,500,000

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Payment Calculator &
Amortization Schedule

Mortgage Payment Calculator

Loan Amount ($): Interest Rate (%): Loan Term (Years): Down Payment ($) (optional): Annual Property Tax (%) (optional): Annual Home Insurance ($) (optional):

Estimated Monthly Payment: $0

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Connect with a Physician Specialist Now:

Call: (877) 715-3777

Zero Down. Zero PMI.

Client Reviews:

Payment Calculator & Amortization Schedule

Mortgage Payment Calculator

Estimated Monthly Payment: $0

Amortization Schedule

Payment Calculator &
Amortization Schedule