What is a physician mortgage loan?

A physician mortgage loan is a home loan designed for doctors and medical professionals that may allow little or no down payment and no private mortgage insurance.

Can residents and fellows qualify for physician mortgage programs?

Many lenders offer physician mortgage programs for residents and fellows using an employment contract as proof of income.

Which medical professionals qualify for physician mortgage programs?

Programs may be available for MDs, DOs, dentists, podiatrists, veterinarians, CRNAs, residents, fellows, and interns depending on the lender.

Find Mortgage Programs
That Fit Your
Healthcare Career

Answer a few quick questions and we'll match you with loan options designed for healthcare professionals.

Drawing of four medical doctors gathered together smiling.

Image of an icon showing the site is secure and private.

Secure & Private

Educational Resource

An icon image showing a network of people and lenders connected to help website users.

Lender Network

Icon image showing a house under construction for those looking for construction financing options.

Construction Loans

No Obligation

Image of a clock icon showing the process is fast and easy.

Fast & Easy Process

How the Process Works

Answer a few simple questions to explore mortgage programs that may fit your profession and home financing goals.

Choose Your
Profession

Select the profession that best describes you.

Answer a Few
Questions

Tell us about your home financing goals.

Explore Mortgage
Programs

We'll identify mortgage programs that may fit your needs.

Connect With a
Participating Lender

Continue to connect with a participating lender.

Loan Programs Designed for Healthcare Professionals

Explore a variety of mortgage solutions designed specifically for physicians and other healthcare professionals, including purchase, refinance, construction, and jumbo financing options.