What is a physician mortgage loan?

A physician mortgage loan is a home loan designed for doctors and medical professionals that may allow little or no down payment and no private mortgage insurance.

Can residents and fellows qualify for physician mortgage programs?

Many lenders offer physician mortgage programs for residents and fellows using an employment contract as proof of income.

Which medical professionals qualify for physician mortgage programs?

Programs may be available for MDs, DOs, dentists, podiatrists, veterinarians, CRNAs, residents, fellows, and interns depending on the lender.

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Zero Down. Zero PMI.

- Home Loans for Doctors

(MD, DO, DPM, DDS, DMD, CRNA, DMV)

100% Financing to $2.5M | No PMI | Loans to $3M+

Key Benefits

$0 Down Payment Options
No Private Mortgage Insurance (PMI)
Competitive Interest Rates
Maximum Buying Power - Student Loans Handled Flexibly for Residents, Fellows, & Interns
Jumbo Loan Amounts Available
Low Reserve Requirements
Primary and Second Homes
Purchase, Refinance, & Construction Loans
Non-Permanent Resident Aliens Eligible with Acceptable VISA
No Private Mortgage Insurance (PMI)

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Why Physicians Use Doctor Mortgage Loans

Doctors have unique financial profiles.
Traditional mortgages often penalize high student debt or short employment history.

Physician mortgage programs are designed to help.

Flexible Student Loan Treatment.

Lenders often exclude deferred loans or use reduced payment calculations.

Take our short quiz to find financing options and pricing in your area from our preferred Mortgage Specialists who understand the needs of Physicians.

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Client Reviews:

Dr. Irby: I had the pleasure of working with John Hester...

CRNA Pendergast: John was amazing! Always answered my questions...

R. Beck: It was wonderful! Thank you for making this experience...

J. Juarez: Very friendly and helpful...

Dr. Federov: Excellent! Very satisfied.

M. Pickett: Excellent service! Very satisfied.

At BestDoctorLoans.com, we proudly feature top-tier financing solutions tailored exclusively for medical professionals. Let us help you find a Specialist in your state.

After reviewing numerous lenders, we've identified some of the best programs on the market—offering highly competitive rates and exclusive financing for MDs, DOs, DPMs, DDSs, DMDs, DVMs, and CRNAs.

Doctor loan programs offer physicians benefits such as 100% financing, no mortgage insurance, lower interest rates, and flexible debt-to-income ratios up to 50%.

Take advantage of expert guidance and personalized loan options. Start your journey to homeownership. Complete the form below to receive financing options for bank programs in your area.

Residents/Fellows/Interns Eligible

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No Private Mortgage Insurance (PMI)

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Jumbo Doctor Loans to $2,500,000

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Call: (877) 715-3777