Effective Date: March 11, 2026
Business: TopSell Media, LLC

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Welcome to BestDoctorLoans.com (the “Site”), operated by TopSell Media, LLC (“Company,” “we,” “us,” or “our”).

By accessing or using this Site, you agree to comply with and be bound by these Terms of Use. If you do not agree with these Terms, please do not use this Site.

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1. Use of the Website

You may use this Site only for lawful purposes and in accordance with these Terms.

By using this Site, you agree that:

• You will provide accurate and truthful information when completing forms.
• You will not submit false, misleading, or fraudulent information.
• You will not use the Site for unlawful, abusive, or harmful purposes.
• You will not attempt to interfere with the operation or security of the Site.
• You will not attempt to gain unauthorized access to systems, data, or networks associated with the Site.

We reserve the right to restrict or terminate access to the Site if these terms are violated.

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2. Lead Generation Service

BestDoctorLoans.com is a lead generation and informational website that connects physicians and medical professionals with independent mortgage lenders and loan officers.

TopSell Media, LLC:

• Is not a lender
• Does not originate mortgage loans
• Does not make credit decisions

Information submitted through the Site may be shared with licensed mortgage professionals who may contact you regarding mortgage programs.

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3. No Financial or Legal Advice

The information provided on this Site is for general informational purposes only and should not be considered financial, legal, tax, or mortgage advice.

Users should consult with qualified professionals before making financial or legal decisions.

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4. No Guarantee of Loan Approval

Submission of information through this Site does not guarantee:

• Loan approval
• Qualification for any mortgage program
• Interest rates or loan terms

All mortgage approvals and terms are determined solely by the lender based on underwriting guidelines.

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5. Accuracy of Information

While we strive to keep information accurate and up to date, TopSell Media, LLC makes no warranties or representations regarding the completeness, reliability, or accuracy of any information on this Site.

Information may change without notice.

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6. Consent to Contact (TCPA Compliance)

By submitting information through this Site, you expressly consent to be contacted by:

• TopSell Media, LLC
• Licensed mortgage lenders or loan officers
• Authorized service providers

Contact methods may include:

• Phone calls
• Emails
• Text messages
• Automated dialing systems or prerecorded messages where permitted by law

Message and data rates may apply. Consent is not a condition of purchasing any goods or services. You may opt out of communications at any time.

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7. Privacy and Data Use

Your use of this Site is also governed by our Privacy Policy, which describes how personal information is collected, used, and protected.

Personal information may include:

• Name
• Email address
• Phone number
• Location
• Professional information
• Mortgage inquiry details

Information may be shared with lending partners for the purpose of responding to mortgage inquiries.

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8. Consumer Privacy Rights (U.S.)

Depending on your state of residence, you may have rights under applicable consumer privacy laws, including the right to:

• Request access to personal information collected about you
• Request deletion of personal information
• Request correction of inaccurate personal information
• Opt out of targeted advertising or data sharing where applicable
• Receive a copy of personal data in a portable format

These rights may apply under laws such as:

• California Consumer Privacy Act (CCPA/CPRA)
• Virginia Consumer Data Protection Act (VCDPA)
• Colorado Privacy Act (CPA)
• Connecticut Data Privacy Act (CTDPA)
• Utah Consumer Privacy Act (UCPA)

To exercise your rights, contact:

**[privacy@topsellmedia.com](mailto:privacy@topsellmedia.com)**

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9. Third-Party Services

This Site may include links to third-party websites or services. TopSell Media, LLC does not control and is not responsible for the content, policies, or practices of third-party websites.

Use of third-party services is at your own risk.

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10. Intellectual Property

All content on this Site, including text, graphics, logos, and design, is the property of TopSell Media, LLC unless otherwise stated and is protected by applicable copyright and intellectual property laws.

Content may not be copied, reproduced, or distributed without permission.

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11. Limitation of Liability

To the fullest extent permitted by law, TopSell Media, LLC and its affiliates shall not be liable for any:

• Direct damages
• Indirect damages
• Incidental damages
• Consequential damages

arising from:

• Use of the Site
• Reliance on Site content
• Submission of personal information
• Interactions with third-party lenders

Your use of the Site is at your own risk.

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12. Fair Housing and Equal Credit Opportunity

Mortgage lenders participating in this network are expected to comply with applicable federal laws including:

• The Fair Housing Act
• The Equal Credit Opportunity Act

Qualified applicants are considered without regard to race, color, religion, national origin, sex, marital status, age, disability, familial status, or other protected classifications under applicable law.

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13. Governing Law

These Terms of Use shall be governed by and interpreted in accordance with the laws of the United States and the State of Ohio, without regard to conflict of law principles.

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14. Changes to These Terms

TopSell Media, LLC reserves the right to update or modify these Terms of Use at any time.

Updates will be reflected by the Effective Date listed at the top of this page.

Continued use of the Site constitutes acceptance of any revised Terms.

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Physician Mortgage Lead Disclaimer

BestDoctorLoans.com connects physicians and medical professionals with mortgage lenders that offer physician mortgage programs.

By submitting your information:

1. Lead Generation Disclosure:
TopSell Media, LLC may receive compensation from mortgage lenders or partners for qualified leads provided to our lending partners.

2. No Guarantee of Loan Approval:
Loan approval, interest rates, and loan terms are determined solely by the lender, based on underwriting criteria, and are not guaranteed.

3. Consent to Contact:
You consent to receive calls, emails, or texts from TopSell Media, LLC or our lending partners regarding physician mortgage programs. Message/data rates may apply; you may opt-out at any time.

4. Equal Housing Opportunity:
All qualified applicants are considered for mortgage programs without regard to race, color, religion, sex, national origin, disability, or familial status, in compliance with the Fair HousingAct.

5. Data Privacy Rights:
Residents of certain states may have additional rights regarding access, correction, deletion, or restriction of personal information.

Contact for Rights Requests or Questions: privacy@topsellmedia.com

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